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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,187 | $80,992-67.7% | $96,534-72.9% | $75,173-65.2% |
| Participation rate | 91.4% | 71.8%+19.6pp | 76.0%+15.4pp | 67.2%+24.2pp |
| Annual return | 10.83% | 27.05%-16.2pp | 25.88%-15.1pp | 160.72%-149.9pp |
| Employer contribution / active EE | $0 | $2,283-100.0% | $2,965-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $1,873 | $3,929-52.3% | $4,851-61.4% | $4,126-54.6% |
| Admin fee / account holder | $4,235 | $6,717-36.9% | $8,253-48.7% | $5,651-25.0% |