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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,635 | $78,428-63.5% | $95,960-70.2% | $79,852-64.1% |
| Participation rate | 77.4% | 73.5%+3.9pp | 77.1%+0.3pp | 69.6%+7.8pp |
| Annual return | 10.79% | 19.37%-8.6pp | 91.63%-80.8pp | 31.72%-20.9pp |
| Employer contribution / active EE | $1,312 | $1,945-32.6% | $2,541-48.4% | $2,471-46.9% |
| Participant deferral / active EE | $3,528 | $3,440+2.6% | $4,167-15.3% | $3,740-5.7% |
| Admin fee / account holder | $5,433 | $5,622-3.4% | $6,797-20.1% | $5,306+2.4% |