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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,719 | $72,492-67.3% | $87,104-72.8% | $72,975-67.5% |
| Participation rate | 97.9% | 72.8%+25.1pp | 76.9%+21.0pp | 69.5%+28.4pp |
| Annual return | 24.60% | 24.46%+0.1pp | 28.19%-3.6pp | 81.01%-56.4pp |
| Employer contribution / active EE | $1,756 | $1,894-7.3% | $2,521-30.3% | $2,440-28.0% |
| Participant deferral / active EE | $3,257 | $3,270-0.4% | $4,048-19.5% | $3,608-9.7% |
| Admin fee / account holder | $768 | $5,055-84.8% | $7,491-89.8% | $5,124-85.0% |