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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $354,588 | $145,431+143.8% | $211,142+67.9% | $87,485+305.3% |
| Participation rate | 97.1% | 84.7%+12.3pp | 87.3%+9.8pp | 68.9%+28.1pp |
| Annual return | 13.79% | 27.21%-13.4pp | 46.84%-33.0pp | 26.06%-12.3pp |
| Employer contribution / active EE | $9,204 | $4,662+97.4% | $6,442+42.9% | $2,596+254.5% |
| Participant deferral / active EE | $12,638 | $6,859+84.3% | $9,284+36.1% | $4,274+195.7% |
| Admin fee / account holder | $11,930 | $17,052-30.0% | $19,076-37.5% | $7,775+53.4% |