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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,678 | $125,797+113.6% | $170,043+58.0% | $75,173+257.4% |
| Participation rate | 96.6% | 83.6%+13.0pp | 87.0%+9.5pp | 67.2%+29.3pp |
| Annual return | 13.32% | 27.20%-13.9pp | 53.40%-40.1pp | 160.72%-147.4pp |
| Employer contribution / active EE | $9,723 | $4,616+110.6% | $6,790+43.2% | $2,671+264.0% |
| Participant deferral / active EE | $13,862 | $6,838+102.7% | $10,410+33.2% | $4,126+235.9% |
| Admin fee / account holder | $13,900 | $8,177+70.0% | $12,824+8.4% | $5,651+146.0% |