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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $330,183 | $110,083+199.9% | $151,645+117.7% | $68,490+382.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 87.5%+12.5pp | 67.9%+32.1pp |
| Annual return | -13.89% | -10.12%-3.8pp | 3.34%-17.2pp | -7.85%-6.0pp |
| Employer contribution / active EE | $8,957 | $4,470+100.4% | $6,165+45.3% | $2,597+244.9% |
| Participant deferral / active EE | $12,383 | $6,526+89.7% | $8,363+48.1% | $4,028+207.4% |
| Admin fee / account holder | $13,960 | $7,718+80.9% | $11,614+20.2% | $5,403+158.4% |