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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $297,439 | $138,385+114.9% | $184,243+61.4% | $80,925+267.5% |
| Participation rate | 93.5% | 83.9%+9.7pp | 86.8%+6.7pp | 67.7%+25.9pp |
| Annual return | 10.97% | 20.02%-9.1pp | 28.82%-17.8pp | 35.65%-24.7pp |
| Employer contribution / active EE | $10,023 | $4,851+106.6% | $6,427+56.0% | $2,756+263.6% |
| Participant deferral / active EE | $12,783 | $7,075+80.7% | $9,132+40.0% | $4,299+197.4% |
| Admin fee / account holder | $11,857 | $10,489+13.0% | $13,914-14.8% | $6,940+70.8% |