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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $354,588 | $146,267+142.4% | $197,124+79.9% | $82,448+330.1% |
| Participation rate | 97.1% | 84.0%+13.0pp | 86.7%+10.3pp | 68.1%+29.0pp |
| Annual return | 13.79% | 29.61%-15.8pp | 44.34%-30.6pp | 41.64%-27.8pp |
| Employer contribution / active EE | $9,204 | $4,723+94.9% | $6,227+47.8% | $2,551+260.8% |
| Participant deferral / active EE | $12,638 | $7,035+79.7% | $9,135+38.4% | $4,139+205.3% |
| Admin fee / account holder | $11,930 | $14,422-17.3% | $16,298-26.8% | $7,234+64.9% |