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| Provider | Service type | Compensation |
|---|---|---|
Service code 64 · EIN 84-0467907 | Recordkeeping Fees | $23,803 |
MORGAN STANLEY SMITH BARNEY4+ years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 55 · EIN 26-4310632 | Other Commissions | $15,880 |
Filed as: EMPOWER RETIREMENT ADVISORY SERVICE Service code 28 · EIN 84-1532243 | Investment Management | $6,869 |
LOREN D. STARK COMPANY4+ years Service code 13 · EIN 74-1537058 | Contract Administrator | $6,397 |
MORGAN STANLEY SMITH BARNEY2 years Filed as: MORGAN STANLEY INSURANCE SERVICES I Service code 55 · EIN 51-0116113 | Other Commissions | $1,297 |
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,444 | $59,186-33.4% | $76,768-48.6% | $56,287-29.9% |
| Participation rate | 75.7% | 75.2%+0.5pp | 77.0%-1.3pp | 69.9%+5.8pp |
| Annual return | -7.31% | 6.62%-13.9pp | 2.43%-9.7pp | -9.96%+2.6pp |
| Employer contribution / active EE | $990 | $1,759-43.7% | $2,485-60.2% | $2,111-53.1% |
| Participant deferral / active EE | $2,742 | $3,255-15.7% | $3,852-28.8% | $3,350-18.1% |
| Admin fee / account holder | $224 | $489-54.2% | $6,675-96.6% | $521-57.0% |