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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,750 | $107,363-80.7% | $92,909-77.7% | $152,897-86.4% |
| Participation rate | 80.0% | 79.8%+0.2pp | 76.0%+4.0pp | 82.5%-2.5pp |
| Annual return | 6.58% | 145.63%-139.1pp | 109.44%-102.9pp | 345.43%-338.9pp |
| Employer contribution / active EE | $1,345 | $4,222-68.2% | $3,653-63.2% | $4,764-71.8% |
| Participant deferral / active EE | $3,339 | $4,848-31.1% | $4,238-21.2% | $5,851-42.9% |
| Admin fee / account holder | $35,464 | $7,082+400.8% | $5,795+512.0% | $11,599+205.7% |