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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,210 | $99,345-55.5% | $84,753-47.8% | $273,972-83.9% |
| Participation rate | 88.9% | 80.7%+8.2pp | 76.6%+12.3pp | 83.0%+5.9pp |
| Annual return | 1.76% | 22.93%-21.2pp | 22.78%-21.0pp | 41.46%-39.7pp |
| Employer contribution / active EE | $973 | $4,214-76.9% | $3,574-72.8% | $4,869-80.0% |
| Participant deferral / active EE | $2,379 | $4,270-44.3% | $3,712-35.9% | $5,287-55.0% |
| Admin fee / account holder | $7,593 | $6,645+14.3% | $5,333+42.4% | $10,133-25.1% |