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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,874 | $97,729-47.9% | $83,830-39.3% | $135,379-62.4% |
| Participation rate | 73.7% | 80.0%-6.3pp | 76.1%-2.5pp | 82.6%-9.0pp |
| Annual return | 0.77% | 1287.52%-1286.7pp | 850.97%-850.2pp | 519.79%-519.0pp |
| Employer contribution / active EE | $1,166 | $4,222-72.4% | $3,631-67.9% | $4,779-75.6% |
| Participant deferral / active EE | $2,884 | $4,683-38.4% | $4,082-29.3% | $5,609-48.6% |
| Admin fee / account holder | $812 | $6,674-87.8% | $5,479-85.2% | $10,828-92.5% |