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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,598 | $95,404-18.7% | $113,397-31.6% | $82,637-6.1% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.5%+23.5pp | 68.1%+31.9pp |
| Annual return | 17.02% | 19.08%-2.1pp | 23.20%-6.2pp | 53.51%-36.5pp |
| Employer contribution / active EE | $6,121 | $2,307+165.4% | $2,977+105.6% | $2,552+139.9% |
| Participant deferral / active EE | $5,960 | $4,220+41.2% | $5,076+17.4% | $4,126+44.4% |
| Admin fee / account holder | $5,163 | $9,168-43.7% | $11,957-56.8% | $7,339-29.6% |