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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,840 | $78,423+50.3% | $95,964+22.8% | $79,856+47.6% |
| Participation rate | 96.2% | 73.5%+22.7pp | 77.1%+19.1pp | 69.6%+26.6pp |
| Annual return | 8.68% | 19.37%-10.7pp | 91.64%-83.0pp | 31.71%-23.0pp |
| Employer contribution / active EE | $5,574 | $1,945+186.5% | $2,541+119.3% | $2,471+125.5% |
| Participant deferral / active EE | $5,655 | $3,440+64.4% | $4,167+35.7% | $3,741+51.2% |
| Admin fee / account holder | $13,963 | $5,622+148.4% | $6,797+105.4% | $5,306+163.1% |