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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,063 | $60,349+31.0% | $74,184+6.6% | $62,881+25.7% |
| Participation rate | 100.0% | 72.7%+27.3pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 6.90% | 21.38%-14.5pp | 17.74%-10.8pp | 20.14%-13.2pp |
| Employer contribution / active EE | $10,351 | $1,680+516.0% | $2,370+336.7% | $2,281+353.8% |
| Participant deferral / active EE | $6,724 | $2,856+135.4% | $3,550+89.4% | $3,203+109.9% |
| Admin fee / account holder | $3,651 | $4,261-14.3% | $5,586-34.6% | $4,296-15.0% |