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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,559 | $88,186-8.6% | $165,071-51.2% | $74,459+8.2% |
| Participation rate | 65.0% | 73.1%-8.1pp | 78.6%-13.6pp | 67.2%-2.2pp |
| Annual return | 22.90% | 17.13%+5.8pp | 70.17%-47.3pp | 1369.70%-1346.8pp |
| Employer contribution / active EE | $3,059 | $2,600+17.6% | $4,347-29.6% | $2,626+16.5% |
| Participant deferral / active EE | $7,167 | $4,505+59.1% | $6,035+18.8% | $4,350+64.8% |
| Admin fee / account holder | $20,269 | $2,234+807.3% | $12,695+59.7% | $1,945+942.2% |