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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,731 | $83,090-13.7% | $130,062-44.8% | $71,529+0.3% |
| Participation rate | 67.6% | 74.1%-6.6pp | 78.5%-10.9pp | 67.9%-0.4pp |
| Annual return | 23.75% | 20.61%+3.1pp | -137.37%+161.1pp | 28.97%-5.2pp |
| Employer contribution / active EE | $2,827 | $2,624+7.7% | $4,322-34.6% | $2,590+9.1% |
| Participant deferral / active EE | $6,107 | $4,436+37.7% | $5,821+4.9% | $4,291+42.3% |
| Admin fee / account holder | $3,241 | $1,727+87.6% | $10,601-69.4% | $1,588+104.0% |