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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,867 | $99,994+31.9% | $146,647-10.1% | $85,851+53.6% |
| Participation rate | 77.8% | 73.1%+4.7pp | 80.1%-2.3pp | 69.3%+8.5pp |
| Annual return | 8.98% | 18.93%-9.9pp | 22.75%-13.8pp | 318.63%-309.7pp |
| Employer contribution / active EE | $3,050 | $2,559+19.2% | $4,137-26.3% | $2,565+18.9% |
| Participant deferral / active EE | $7,112 | $4,006+77.5% | $5,506+29.2% | $3,952+79.9% |
| Admin fee / account holder | $8,925 | $7,703+15.9% | $10,281-13.2% | $6,261+42.6% |