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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,229 | $72,404+108.9% | $110,243+37.2% | $64,173+135.7% |
| Participation rate | 52.8% | 73.3%-20.5pp | 79.8%-27.0pp | 69.6%-16.7pp |
| Annual return | -3.68% | -6.29%+2.6pp | 314.76%-318.4pp | 7.63%-11.3pp |
| Employer contribution / active EE | $1,401 | $2,282-38.6% | $3,827-63.4% | $2,381-41.2% |
| Participant deferral / active EE | $3,912 | $3,469+12.8% | $4,672-16.3% | $3,470+12.8% |
| Admin fee / account holder | $6,934 | $5,664+22.4% | $8,548-18.9% | $4,887+41.9% |