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| Provider | Service type | Compensation |
|---|---|---|
CAPFINANCIAL PARTNERS LLC2 years Filed as: CAPFINANCIAL SECURITIES LLC Service code 27 · EIN 26-0058143 4208 SIX FORKS ROAD · WAKE FOREST, NC 27609 | Advisory (Plan) | $43,606 |
Filed as: TRANSAMERICA RETIREMENT SOLUTIONS C Service code 15 · EIN 13-3689044 | Recordkeeping | $14,273 |
AUSTIN RETINA ASSOCIATES1 year Service code 35 · EIN 74-2034080 | Employee (plan sponsor) | $9,270 |
NOVA 401(K) ASSOCIATES4+ years Service code 15 · EIN 20-1181458 | Recordkeeping | $8,918 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,005 | $47,977+58.4% | $154,108-50.7% | $56,289+35.0% |
| Participation rate | 99.2% | 66.2%+33.0pp | 83.0%+16.2pp | 69.9%+29.3pp |
| Annual return | -3.58% | 3.54%-7.1pp | 735.21%-738.8pp | -9.96%+6.4pp |
| Employer contribution / active EE | $6,252 | $2,169+188.3% | $5,298+18.0% | $2,111+196.2% |
| Participant deferral / active EE | $3,322 | $2,392+38.9% | $5,081-34.6% | $3,350-0.8% |
| Admin fee / account holder | $319 | $438-27.2% | $13,411-97.6% | $521-38.8% |