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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,512 | $78,425-44.5% | $95,956-54.7% | $79,858-45.5% |
| Participation rate | 91.4% | 73.5%+17.9pp | 77.1%+14.3pp | 69.6%+21.7pp |
| Annual return | 9.16% | 19.37%-10.2pp | 91.63%-82.5pp | 31.72%-22.6pp |
| Employer contribution / active EE | $1,534 | $1,945-21.1% | $2,541-39.6% | $2,471-37.9% |
| Participant deferral / active EE | $3,105 | $3,440-9.7% | $4,167-25.5% | $3,740-17.0% |
| Admin fee / account holder | $5,451 | $5,622-3.0% | $6,797-19.8% | $5,306+2.7% |