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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,098 | $67,602-39.2% | $82,312-50.1% | $70,126-41.4% |
| Participation rate | 92.0% | 72.8%+19.2pp | 76.9%+15.1pp | 69.5%+22.5pp |
| Annual return | 9.72% | 21.57%-11.8pp | 25.88%-16.2pp | 73.15%-63.4pp |
| Employer contribution / active EE | $1,493 | $1,755-14.9% | $2,428-38.5% | $2,343-36.3% |
| Participant deferral / active EE | $3,115 | $2,987+4.3% | $3,706-15.9% | $3,332-6.5% |
| Admin fee / account holder | $4,990 | $4,512+10.6% | $5,608-11.0% | $4,645+7.4% |