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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,496 | $62,589-38.5% | $76,768-49.9% | $64,173-40.0% |
| Participation rate | 89.8% | 72.8%+17.0pp | 77.0%+12.9pp | 69.6%+20.3pp |
| Annual return | -3.23% | -1.95%-1.3pp | 2.43%-5.7pp | 7.63%-10.9pp |
| Employer contribution / active EE | $1,379 | $1,832-24.7% | $2,485-44.5% | $2,381-42.1% |
| Participant deferral / active EE | $2,977 | $3,145-5.3% | $3,852-22.7% | $3,470-14.2% |
| Admin fee / account holder | $2,313 | $4,667-50.4% | $6,675-65.3% | $4,887-52.7% |