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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,757 | $100,811+14.8% | $86,698+33.5% | $134,545-14.0% |
| Participation rate | 76.2% | 79.0%-2.8pp | 76.6%-0.4pp | 81.2%-5.0pp |
| Annual return | -3.94% | 29.11%-33.1pp | 35.96%-39.9pp | 418.37%-422.3pp |
| Employer contribution / active EE | $0 | $3,490-100.0% | $2,837-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $1,363 | $5,339-74.5% | $4,656-70.7% | $6,401-78.7% |
| Admin fee / account holder | $5,445 | $10,926-50.2% | $7,492-27.3% | $11,431-52.4% |