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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,671 | $78,423+38.6% | $95,964+13.2% | $79,856+36.1% |
| Participation rate | 80.8% | 73.5%+7.3pp | 77.1%+3.7pp | 69.6%+11.1pp |
| Annual return | 3.78% | 19.37%-15.6pp | 91.64%-87.9pp | 31.71%-27.9pp |
| Employer contribution / active EE | $0 | $1,945-100.0% | $2,541-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $1,435 | $3,440-58.3% | $4,167-65.6% | $3,741-61.6% |
| Admin fee / account holder | $9,760 | $5,622+73.6% | $6,797+43.6% | $5,306+83.9% |