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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,880 | $124,346-8.4% | $111,308+2.3% | $167,536-32.0% |
| Participation rate | 86.4% | 79.6%+6.7pp | 77.3%+9.0pp | 82.1%+4.3pp |
| Annual return | 6.98% | 37.45%-30.5pp | 54.67%-47.7pp | 478.82%-471.8pp |
| Employer contribution / active EE | $0 | $3,437-100.0% | $2,732-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $1,554 | $5,182-70.0% | $4,487-65.4% | $6,342-75.5% |
| Admin fee / account holder | $8,936 | $10,621-15.9% | $7,965+12.2% | $12,315-27.4% |