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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,099 | $72,486+49.1% | $87,103+24.1% | $72,976+48.1% |
| Participation rate | 84.6% | 72.8%+11.8pp | 76.9%+7.7pp | 69.5%+15.1pp |
| Annual return | 8.36% | 24.46%-16.1pp | 28.19%-19.8pp | 81.02%-72.7pp |
| Employer contribution / active EE | $0 | $1,894-100.0% | $2,521-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $1,516 | $3,270-53.6% | $4,049-62.5% | $3,608-58.0% |
| Admin fee / account holder | $1,389 | $5,055-72.5% | $7,491-81.5% | $5,124-72.9% |