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Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,500 | $59,467+8.5% | $93,727-31.2% | $74,478-13.4% |
| Participation rate | 90.3% | 59.6%+30.7pp | 68.7%+21.6pp | 67.2%+23.1pp |
| Annual return | 11.79% | 82.14%-70.3pp | 133.83%-122.0pp | 1370.56%-1358.8pp |
| Employer contribution / active EE | $1,472 | $1,267+16.2% | $2,421-39.2% | $2,626-43.9% |
| Participant deferral / active EE | $5,611 | $3,052+83.9% | $4,417+27.0% | $4,350+29.0% |
| Admin fee / account holder | $33 | $3,028-98.9% | $8,292-99.6% | $1,946-98.3% |