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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,177 | $65,566-32.6% | $86,200-48.8% | $75,173-41.2% |
| Participation rate | 93.8% | 60.5%+33.3pp | 69.0%+24.8pp | 67.2%+26.6pp |
| Annual return | 7.05% | 46.06%-39.0pp | 1168.58%-1161.5pp | 160.65%-153.6pp |
| Employer contribution / active EE | $3,091 | $1,553+99.1% | $2,381+29.9% | $2,670+15.8% |
| Participant deferral / active EE | $2,887 | $3,024-4.5% | $3,986-27.6% | $4,126-30.0% |
| Admin fee / account holder | $3,600 | $5,475-34.2% | $6,853-47.5% | $5,651-36.3% |