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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,985 | $70,430-41.8% | $96,572-57.6% | $85,851-52.3% |
| Participation rate | 90.4% | 61.8%+28.6pp | 69.8%+20.6pp | 69.3%+21.1pp |
| Annual return | 19.16% | 18.58%+0.6pp | 37.79%-18.6pp | 318.63%-299.5pp |
| Employer contribution / active EE | $1,184 | $1,413-16.2% | $2,357-49.8% | $2,565-53.8% |
| Participant deferral / active EE | $1,149 | $2,894-60.3% | $3,850-70.2% | $3,952-70.9% |
| Admin fee / account holder | $6,777 | $4,996+35.7% | $6,183+9.6% | $6,261+8.2% |