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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,988 | $77,574-22.7% | $108,753-44.8% | $86,983-31.0% |
| Participation rate | 92.2% | 62.3%+29.9pp | 71.1%+21.1pp | 69.5%+22.6pp |
| Annual return | 9.75% | 18.42%-8.7pp | 37.47%-27.7pp | 25.83%-16.1pp |
| Employer contribution / active EE | $1,740 | $1,611+8.0% | $2,427-28.3% | $2,584-32.7% |
| Participant deferral / active EE | $3,709 | $3,128+18.6% | $4,115-9.9% | $4,194-11.6% |
| Admin fee / account holder | $5,415 | $6,529-17.1% | $10,320-47.5% | $7,856-31.1% |