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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,223 | $124,336-70.1% | $111,303-66.6% | $167,518-77.8% |
| Participation rate | 90.0% | 79.6%+10.4pp | 77.3%+12.7pp | 82.1%+7.9pp |
| Annual return | 53.50% | 37.45%+16.1pp | 54.66%-1.2pp | 478.71%-425.2pp |
| Employer contribution / active EE | $793 | $3,436-76.9% | $2,731-71.0% | $4,838-83.6% |
| Participant deferral / active EE | $2,980 | $5,181-42.5% | $4,487-33.6% | $6,342-53.0% |
| Admin fee / account holder | $4,273 | $10,623-59.8% | $7,966-46.4% | $12,312-65.3% |