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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,398 | $110,212-69.7% | $96,534-65.4% | $139,466-76.1% |
| Participation rate | 92.3% | 78.1%+14.2pp | 76.0%+16.3pp | 80.3%+12.0pp |
| Annual return | 20.37% | 26.42%-6.0pp | 25.88%-5.5pp | 373.66%-353.3pp |
| Employer contribution / active EE | $404 | $3,620-88.8% | $2,965-86.4% | $4,754-91.5% |
| Participant deferral / active EE | $2,777 | $5,547-49.9% | $4,851-42.8% | $6,712-58.6% |
| Admin fee / account holder | $2,267 | $11,599-80.5% | $8,253-72.5% | $11,409-80.1% |