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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,088 | $100,805-72.1% | $86,698-67.6% | $134,532-79.1% |
| Participation rate | 91.7% | 79.0%+12.7pp | 76.6%+15.1pp | 81.2%+10.4pp |
| Annual return | -19.19% | 29.09%-48.3pp | 35.95%-55.1pp | 418.27%-437.5pp |
| Employer contribution / active EE | $1,244 | $3,490-64.4% | $2,837-56.1% | $4,741-73.8% |
| Participant deferral / active EE | $2,984 | $5,339-44.1% | $4,656-35.9% | $6,401-53.4% |
| Admin fee / account holder | $1,502 | $10,925-86.2% | $7,493-79.9% | $11,429-86.9% |