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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,716 | $69,444+111.3% | $92,985+57.8% | $87,485+67.7% |
| Participation rate | 92.3% | 63.3%+29.0pp | 69.5%+22.8pp | 68.9%+23.4pp |
| Annual return | 16.75% | 23.85%-7.1pp | 27.99%-11.2pp | 26.06%-9.3pp |
| Employer contribution / active EE | $3,235 | $1,917+68.7% | $2,662+21.5% | $2,596+24.6% |
| Participant deferral / active EE | $2,322 | $3,364-31.0% | $4,377-46.9% | $4,274-45.7% |
| Admin fee / account holder | $2,274 | $6,137-62.9% | $9,463-76.0% | $7,775-70.7% |