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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,752 | $132,634-4.4% | $115,768+9.5% | $137,256-7.7% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 63.52% | 160.70%-97.2pp | 100.46%-36.9pp | 220.34%-156.8pp |
| Employer contribution / active EE | $3,122 | $3,360-7.1% | $2,940+6.2% | $4,156-24.9% |
| Participant deferral / active EE | $5,064 | $5,619-9.9% | $4,917+3.0% | $6,407-21.0% |
| Admin fee / account holder | $2,607 | $15,028-82.7% | $12,439-79.0% | $12,270-78.8% |