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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,752 | $139,948-9.4% | $121,663+4.2% | $154,746-18.1% |
| Participation rate | 100.0% | 78.0%+22.0pp | 74.5%+25.5pp | 80.7%+19.3pp |
| Annual return | 63.52% | 230.52%-167.0pp | 147.54%-84.0pp | 172.34%-108.8pp |
| Employer contribution / active EE | $3,122 | $3,521-11.3% | $3,020+3.4% | $4,379-28.7% |
| Participant deferral / active EE | $5,064 | $5,629-10.0% | $4,887+3.6% | $6,730-24.8% |
| Admin fee / account holder | $2,607 | $17,321-84.9% | $14,289-81.8% | $14,365-81.8% |