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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,386 | $58,848-28.0% | $88,179-51.9% | $82,637-48.7% |
| Participation rate | 69.6% | 57.9%+11.7pp | 69.1%+0.5pp | 68.1%+1.6pp |
| Annual return | 13.86% | 22.76%-8.9pp | 64.97%-51.1pp | 53.51%-39.6pp |
| Employer contribution / active EE | $651 | $1,678-61.2% | $2,549-74.5% | $2,552-74.5% |
| Participant deferral / active EE | $2,131 | $3,124-31.8% | $4,614-53.8% | $4,126-48.4% |
| Admin fee / account holder | $1,036 | $4,795-78.4% | $7,673-86.5% | $7,339-85.9% |