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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,605 | $57,119-34.2% | $85,187-55.9% | $80,935-53.5% |
| Participation rate | 70.2% | 56.4%+13.8pp | 67.5%+2.7pp | 67.7%+2.5pp |
| Annual return | 9.41% | 21.70%-12.3pp | 66.67%-57.3pp | 35.66%-26.2pp |
| Employer contribution / active EE | $606 | $1,802-66.4% | $2,732-77.8% | $2,757-78.0% |
| Participant deferral / active EE | $1,792 | $3,115-42.5% | $4,525-60.4% | $4,299-58.3% |
| Admin fee / account holder | $2,187 | $4,990-56.2% | $6,162-64.5% | $6,924-68.4% |