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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,605 | $57,061-34.1% | $85,063-55.8% | $80,911-53.5% |
| Participation rate | 70.2% | 56.3%+13.8pp | 67.5%+2.7pp | 67.6%+2.5pp |
| Annual return | 9.41% | 21.66%-12.3pp | 66.54%-57.1pp | 35.63%-26.2pp |
| Employer contribution / active EE | $606 | $1,799-66.3% | $2,727-77.8% | $2,756-78.0% |
| Participant deferral / active EE | $1,792 | $3,110-42.4% | $4,523-60.4% | $4,297-58.3% |
| Admin fee / account holder | $2,187 | $4,986-56.1% | $6,155-64.5% | $6,935-68.5% |