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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,005 | $88,707-78.6% | $74,184-74.4% | $273,972-93.1% |
| Participation rate | 86.7% | 79.4%+7.2pp | 76.6%+10.0pp | 83.0%+3.7pp |
| Annual return | 20.48% | 11.94%+8.5pp | 17.74%+2.7pp | 41.46%-21.0pp |
| Employer contribution / active EE | $2,818 | $3,159-10.8% | $2,370+18.9% | $4,869-42.1% |
| Participant deferral / active EE | $8,317 | $4,212+97.5% | $3,550+134.3% | $5,287+57.3% |
| Admin fee / account holder | $524 | $8,717-94.0% | $5,586-90.6% | $10,133-94.8% |