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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,920 | $71,873-55.6% | $86,698-63.2% | $68,490-53.4% |
| Participation rate | 96.2% | 72.2%+23.9pp | 76.6%+19.6pp | 67.9%+28.3pp |
| Annual return | -17.52% | 3.54%-21.1pp | 35.96%-53.5pp | -7.85%-9.7pp |
| Employer contribution / active EE | $1,908 | $2,173-12.2% | $2,837-32.8% | $2,597-26.5% |
| Participant deferral / active EE | $6,836 | $3,779+80.9% | $4,656+46.8% | $4,028+69.7% |
| Admin fee / account holder | $2,965 | $6,110-51.5% | $7,492-60.4% | $5,403-45.1% |