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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,408 | $92,219-70.3% | $76,767-64.3% | $135,380-79.8% |
| Participation rate | 78.9% | 79.8%-0.8pp | 77.0%+2.0pp | 82.6%-3.7pp |
| Annual return | -11.59% | 5.46%-17.1pp | 2.43%-14.0pp | 519.81%-531.4pp |
| Employer contribution / active EE | $839 | $3,216-73.9% | $2,485-66.3% | $4,779-82.5% |
| Participant deferral / active EE | $7,944 | $4,508+76.2% | $3,852+106.2% | $5,609+41.6% |
| Admin fee / account holder | $886 | $10,749-91.8% | $6,675-86.7% | $10,828-91.8% |