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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,485 | $46,689+25.3% | $117,498-50.2% | $68,495-14.6% |
| Participation rate | 78.6% | 56.8%+21.8pp | 70.6%+8.0pp | 67.9%+10.7pp |
| Annual return | -20.14% | -14.52%-5.6pp | 29.75%-49.9pp | -7.84%-12.3pp |
| Employer contribution / active EE | $1,139 | $1,505-24.3% | $4,178-72.7% | $2,596-56.1% |
| Participant deferral / active EE | $4,181 | $2,637+58.5% | $4,071+2.7% | $4,028+3.8% |
| Admin fee / account holder | $426 | $4,021-89.4% | $5,646-92.5% | $5,403-92.1% |