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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,770 | $48,570-9.9% | $130,660-66.5% | $72,983-40.0% |
| Participation rate | 45.5% | 58.6%-13.1pp | 71.7%-26.3pp | 69.5%-24.0pp |
| Annual return | 24.05% | 38.63%-14.6pp | 1709.29%-1685.2pp | 81.01%-57.0pp |
| Employer contribution / active EE | $587 | $1,334-56.0% | $4,092-85.7% | $2,440-75.9% |
| Participant deferral / active EE | $1,530 | $2,384-35.8% | $3,603-57.5% | $3,608-57.6% |
| Admin fee / account holder | $37,311 | $3,549+951.3% | $5,463+583.0% | $5,124+628.1% |