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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,681 | $158,852-56.1% | $121,220-42.5% | $135,379-48.5% |
| Participation rate | 69.6% | 79.3%-9.7pp | 71.8%-2.2pp | 82.6%-13.1pp |
| Annual return | -7.54% | -0.64%-6.9pp | 16.94%-24.5pp | 519.79%-527.3pp |
| Employer contribution / active EE | $896 | $5,666-84.2% | $4,023-77.7% | $4,779-81.3% |
| Participant deferral / active EE | $2,385 | $4,006-40.5% | $3,345-28.7% | $5,609-57.5% |
| Admin fee / account holder | $1,120 | $6,515-82.8% | $5,021-77.7% | $10,828-89.7% |