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| Provider | Service type | Compensation |
|---|---|---|
Service code 60 · EIN 04-2647786 | Sub-TA Fees | $8,700 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,523 | $50,898-6.6% | $171,082-72.2% | $55,167-13.9% |
| Participation rate | 30.9% | 63.3%-32.4pp | 76.7%-45.8pp | 69.0%-38.1pp |
| Annual return | 7.41% | 15.34%-7.9pp | 32.56%-25.1pp | 169.23%-161.8pp |
| Employer contribution / active EE | $186 | $1,433-87.0% | $4,002-95.4% | $1,963-90.5% |
| Participant deferral / active EE | $1,225 | $2,994-59.1% | $4,797-74.5% | $3,054-59.9% |
| Admin fee / account holder | $106 | $500-78.8% | $8,520-98.8% | $504-78.9% |