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| Provider | Service type | Compensation |
|---|---|---|
Service code 60 · EIN 04-2647786 | Sub-TA Fees | $3,170 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,575 | $59,140+2.4% | $160,037-62.1% | $66,949-9.5% |
| Participation rate | 44.1% | 68.1%-24.1pp | 78.0%-33.9pp | 69.8%-25.7pp |
| Annual return | -17.92% | -12.25%-5.7pp | 408.95%-426.9pp | 1.57%-19.5pp |
| Employer contribution / active EE | $228 | $1,982-88.5% | $4,226-94.6% | $2,545-91.1% |
| Participant deferral / active EE | $2,604 | $4,399-40.8% | $6,184-57.9% | $4,239-38.6% |
| Admin fee / account holder | $39 | $591-93.3% | $8,716-99.5% | $594-93.4% |