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| Provider | Service type | Compensation |
|---|---|---|
Service code 60 · EIN 04-2647786 | Sub-TA Fees | $2,670 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,752 | $70,879+6.9% | $189,575-60.0% | $79,391-4.6% |
| Participation rate | 39.2% | 68.0%-28.8pp | 78.4%-39.3pp | 70.7%-31.5pp |
| Annual return | 13.54% | 20.70%-7.2pp | 64.19%-50.7pp | 116.88%-103.3pp |
| Employer contribution / active EE | $210 | $1,806-88.4% | $4,412-95.2% | $2,428-91.3% |
| Participant deferral / active EE | $2,144 | $4,081-47.5% | $6,174-65.3% | $4,046-47.0% |
| Admin fee / account holder | $32 | $647-95.0% | $9,806-99.7% | $627-94.8% |