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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,915 | $80,983+11.0% | $96,544-6.9% | $75,177+19.6% |
| Participation rate | 92.6% | 71.8%+20.8pp | 76.0%+16.6pp | 67.2%+25.4pp |
| Annual return | 10.19% | 27.05%-16.9pp | 25.88%-15.7pp | 160.75%-150.6pp |
| Employer contribution / active EE | $1,947 | $2,282-14.7% | $2,966-34.3% | $2,671-27.1% |
| Participant deferral / active EE | $5,361 | $3,929+36.5% | $4,851+10.5% | $4,126+29.9% |
| Admin fee / account holder | $2,076 | $6,717-69.1% | $8,254-74.8% | $5,651-63.3% |