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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,728 | $72,486-12.1% | $87,103-26.8% | $72,976-12.7% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | 11.79% | 24.46%-12.7pp | 28.19%-16.4pp | 81.02%-69.2pp |
| Employer contribution / active EE | $706 | $1,894-62.7% | $2,521-72.0% | $2,440-71.1% |
| Participant deferral / active EE | $3,099 | $3,270-5.2% | $4,049-23.4% | $3,608-14.1% |
| Admin fee / account holder | $6,482 | $5,055+28.2% | $7,491-13.5% | $5,124+26.5% |