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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,476 | $78,423-10.1% | $95,964-26.6% | $79,856-11.7% |
| Participation rate | 100.0% | 73.5%+26.5pp | 77.1%+22.9pp | 69.6%+30.4pp |
| Annual return | 3.52% | 19.37%-15.9pp | 91.64%-88.1pp | 31.71%-28.2pp |
| Employer contribution / active EE | $989 | $1,945-49.2% | $2,541-61.1% | $2,471-60.0% |
| Participant deferral / active EE | $3,016 | $3,440-12.3% | $4,167-27.6% | $3,741-19.4% |
| Admin fee / account holder | $15,494 | $5,622+175.6% | $6,797+127.9% | $5,306+192.0% |